Last updated: 1 August 2026
Payment & Refund Policy — The Inner Wealth Reset
Program operated by: Healthcare Value Navigator (“Company,” “we,” “our,” “us”)
Registered address: 6056 El Meraj El Olwy St., Zahraa El Maadi, Office 1625, Inside Headquarters No. 1, Sheyakhet El Maadi El Gedida, Basateen, Cairo Governorate, Egypt
Commercial Registration No.: 255034
Contact: info@innerwealthreset.com
Last updated: August 1, 2026
1. About This Policy
This Payment & Refund Policy governs payments made for participation in the Inner Wealth Reset program (the “Program”), a professional wellness and executive development retreat organized and facilitated by the Company. By submitting payment, you agree to the terms set out below.
2. Application & Acceptance
Participation in the Program is by application only. Submitting an application does not guarantee a place. If your application is accepted, you will receive an Acceptance Email confirming your total Program Fee, payment instructions, and payment deadline.
3. Payment Terms
• Deposit: If your application is accepted, a non-refundable deposit of $750 USD is required to secure your place.
• Payment deadline: The deposit must be received within five working days of the date of your Acceptance Email.
• Remaining balance: The remaining Program Fee is due no later than 16 October 2026, unless an alternative payment plan has been agreed in writing by the Company.
• Late applications: If your application is accepted after 16 October 2026, the full outstanding Program Fee must be paid within five working days of the Acceptance Email.
• Payment plans: Flexible payment plans may be offered at the Company’s discretion and must be confirmed in writing.
• Proof of payment: Proof of any bank-transfer payment must be emailed to info@innerwealthreset.com.
• Currency: All fees are quoted and payable in US Dollars (USD).
• Payment methods:
– Bank transfer: Any bank or intermediary fees are the participant’s responsibility.
– Card or online payment link: Any applicable processing fee will be disclosed before payment.
• Failure to pay: If a required payment is not received by the applicable deadline, the participant’s place may be released and offered to another applicant.
4. Cancellation by You - Refund Schedule
The $750 USD deposit is non-refundable, except where the Company cancels the Program as described in Section 5.
If you cancel after paying more than the deposit, any refund will be calculated only on the amount paid above the $750 USD deposit:
• 30 or more days before the Program start date: 100% of the amount paid above the deposit will be refunded.
• 14–29 days before the Program start date: 50% of the amount paid above the deposit will be refunded.
• Fewer than 14 days before the Program start date: No refund will be provided.
Cancellation must be submitted in writing to info@innerwealthreset.com.
Any refund is also subject to Section 6, Fees on Refunds.
5. Cancellation or Postponement by the Company
If the Company cancels or postpones the Program — including for reasons of insufficient enrollment, safety, or force majeure (Section 8) — you will be offered, at your own choice:
(a) a full refund of all amounts paid, with no deductions; or
(b) the option to retain your payment as credit toward your place on a future Program date.
We will contact you in writing so you can confirm which option you prefer.
6. Fees on Refunds
Where a refund is due under Section 4, any bank transfer fees, currency conversion charges, or payment-gateway processing fees incurred in returning funds will be deducted from the refund amount. This deduction does not apply to refunds issued under Section 5, which are paid in full.
7. No-Shows
A participant who does not attend the Program without prior written cancellation is treated as a cancellation received with fewer than 14 days’ notice, and no refund is payable.
8. Force Majeure
The Company is not liable for delays, changes, or cancellations caused by events beyond its reasonable control, including natural disasters, government action, civil unrest, or public health emergencies. Where the Program is cancelled or postponed for these reasons, Section 5 applies.
9. Refund Processing Time
Approved refunds are issued to the original payment method within 22 business days of written confirmation.
10. Governing Law
This Policy is governed by the laws of the Arab Republic of Egypt. Any disputes arising from it are subject to the exclusive jurisdiction of the Egyptian courts.
11. Changes to This Policy
We may update this Policy from time to time. The version in effect on the date of your application is the version that applies to you.
12. Contact
Questions about payments or refunds: info@innerwealthreset.com
